Feb 9, 2023

When you purchase a new or certified pre-owned vehicle, you’ll have various financing options based on your budget and the type of car you buy. There are significant benefits when you choose car financing through your Ford dealer, such as flexibility, longer loan terms, and affordable interest rates.

1. Longer Term Car Loans

You’ll have greater options for car loan terms, including extended loans that are more affordable. This longer loan term allows you to purchase a car with more features and accessories, which is only available through dealerships. When you arrange an extended term with your Ford financing expert, the payments will be adjusted to fit your budget so that a term of 48 to 60 months can be extended to a 72-month loan agreement.

2. Greater Convenience

When you review your financing options with your car dealership, you won’t have to compare interest rates and loan options from outside lenders and banks. Your Ford experts will provide all the information you need, so you can make a decision, complete the paperwork, provide the required documentation, and receive loan approval within the same day. It’s a quick, convenient service that makes the purchase and loan application process easy.

3. Incentives and Promotions

Your local dealership offers promotions, discounts, and incentives when you choose in-house financing through your Ford financing team. When you buy a new car and finance your purchase through your dealer, you’ll have access to great benefits, including lower interest rates, trade assistance cash, and cashback deals that result in significant savings. 

4. Financing for Various Credit Scores

If you have a lower credit score, you may find it challenging to find a financing plan when you shop for a new or pre-owned car. Fortunately, car dealerships offer flexible plans for individuals with low or moderate credit ratings through in-house financing. When you make regular payments towards your car loan, without delays, you’ll improve your credit score, which helps you apply for future loans for another car or other large investments.

5. Opportunities for Discounts

You may be offered great discounts on maintenance, additional services, and features when you obtain financing through your car dealer. You’ll also have the convenience of scheduling various maintenance appointments, including alignments, tire changes, oil changes, tire rotations, service for batteries and brakes, and certified technicians that have knowledge of your car model and make, which makes the process easy and convenient. You’ll enjoy many benefits from financing your new car through Ford experts at your local dealership. Call us at Devils Lake Ford and learn about our fantastic inventory selection and showroom deals to fit all your driving needs for commuting to work and family trips.